Nothing gets replaced. You connect it once.

Your invoicing tool, your accountant and your bank all stay. Likvid sits above them — no migration, no implementation project, nothing to hand over.

These are Hungarian rails, and Hungary is where we run today. The same spine — a national e-invoicing rail plus PSD2 bank data — is being switched on across the region. Why that matters now →

What each one gives — and where it stops.

• The tax authority's invoice record. Invoices you issued and invoices issued to you, from the authority's own record rather than from a mailbox — and, for a corrected invoice, the authority's own view of the correction chain. This is the rail Hungary switched on in 2018.
• The tax current account, and your standing at the authority. Upcoming obligations and your balance, refreshed daily — plus the authority's own view of the company: a return it considers missing, whether you are on the public-debt-free register, any public debt. Classification and filing stay with your accountant.
• The taxpayer register. Your partners' tax numbers checked against the authority's register — validity, VAT-group membership, registered address — and EU VAT numbers against VIES. An invalid number is flagged on the partner list; a valid one is not news, so it isn't a badge on two hundred rows.
• The VAT-return draft, where you switch it on. The authority's list of the month's documents with its tax codes, pulled next to your books — what it knows that you don't have, what you have that it doesn't, and what it merely dated into another period. This access is a permission the company's primary user grants at the authority; without it the closing screen says the picture wasn't loaded, rather than showing a zero.
• Your bank, over PSD2. Read-only, through a licensed account information service provider. It cannot move money and has no payment mandate. You grant access in your own banking app and revoke it there; consent expires roughly every 90 days.
• Your invoicing tool. Számlázz.hu and Billingo today: what you issued, what it still shows as open, and the document itself.
• Card revenue. Where the processor publishes its payouts, the lump sum is split back into charges, fees and refunds. SimplePay and Barion publish no such listing — there the payout is recognised on the bank statement and kept open as one event until the processor's own report fills in the parts.
• Your mailbox. Incoming bills that never reach the tax-authority rail — a foreign supplier, a PDF attached to an email — are picked up as documents of the same events.
• Company data. Turnover, payment record and risk signals on the partners you actually trade with, so an open receivable can be ordered by money at risk.

See it on your own numbers.

Free during the beta, access by request. Connecting takes about fifteen minutes, and the bank side only ever reads.